docs: 完成缺口分析项3-7 - AGENTS.md、README完善、测试报告、示例数据、Agent架构图

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+       IDENTIFICATION DIVISION.
+       PROGRAM-ID. SIMPLE.
+       DATA DIVISION.
+       WORKING-STORAGE SECTION.
+       01 BILL-RECORD.
+          05 BR-AMT    PIC S9(7)V99 COMP-3.
+          05 BR-STATUS PIC X.
+          05 BR-DATE   PIC 9(8).
+       PROCEDURE DIVISION.
+           MOVE 1500 TO BR-AMT.
+           MOVE 'A' TO BR-STATUS.
+           MOVE 20260522 TO BR-DATE.
+           DISPLAY BR-AMT
+           DISPLAY BR-STATUS
+           DISPLAY BR-DATE
+           STOP RUN.