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Monthly gross income requirement: Previously, the loan servicer for that bank in order to verify the borrower's income (let's pretend they were looking with this for reasons other than why to deny the file). Also, another financial requirement was that your mortgage payment had for you to become greater than 31% of the monthly income or most likely rejected from HAFA. Brand new guidelines remove this completely. However, the banks still call at your income, know your payment and have the freedom to reject your file. But if you are denied a HAFA short sale, you will feel better knowing you'd a chance, even though your loan payment was 30.9% of your monthly income.
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