diff --git a/project/src/controllers/InsuranceController.ts b/project/src/controllers/InsuranceController.ts
index a2593187..9ba20416 100644
--- a/project/src/controllers/InsuranceController.ts
+++ b/project/src/controllers/InsuranceController.ts
@@ -31,6 +31,7 @@ import { TimeUtil } from "@spt-aki/utils/TimeUtil";
 export class InsuranceController
 {
     protected insuranceConfig: IInsuranceConfig;
+    protected roubleTpl = "5449016a4bdc2d6f028b456f";
 
     constructor(
         @inject("WinstonLogger") protected logger: ILogger,
@@ -522,17 +523,17 @@ export class InsuranceController
         const itemsToInsureCount = body.items.length;
         const itemsToPay = [];
         const inventoryItemsHash = {};
-
+        // Create hash of player inventory items (keyed by item id)
         for (const item of pmcData.Inventory.items)
         {
             inventoryItemsHash[item._id] = item;
         }
 
-        // get the price of all items
+        // Get price of all items being insured
         for (const key of body.items)
         {
             itemsToPay.push({
-                id: inventoryItemsHash[key]._id,
+                id: this.roubleTpl, // TODO: update to handle difference currencies
                 count: Math.round(this.insuranceService.getPremium(pmcData, inventoryItemsHash[key], body.tid))
             });
         }
@@ -541,7 +542,7 @@ export class InsuranceController
             // eslint-disable-next-line @typescript-eslint/naming-convention
             scheme_items: itemsToPay,
             tid: body.tid,
-            Action: "",
+            Action: "SptInsure",
             type: "",
             // eslint-disable-next-line @typescript-eslint/naming-convention
             item_id: "",
diff --git a/project/src/models/eft/trade/IProcessBuyTradeRequestData.ts b/project/src/models/eft/trade/IProcessBuyTradeRequestData.ts
index 5fc93bbb..54b4f8b7 100644
--- a/project/src/models/eft/trade/IProcessBuyTradeRequestData.ts
+++ b/project/src/models/eft/trade/IProcessBuyTradeRequestData.ts
@@ -3,7 +3,7 @@ import { IProcessBaseTradeRequestData } from "@spt-aki/models/eft/trade/IProcess
 
 export interface IProcessBuyTradeRequestData extends IProcessBaseTradeRequestData 
 {
-    Action: "buy_from_trader" | "TradingConfirm" | "RestoreHealth" | ""
+    Action: "buy_from_trader" | "TradingConfirm" | "RestoreHealth" | "" | "SptInsure"
     type: string
     tid: string
     item_id: string
@@ -14,6 +14,7 @@ export interface IProcessBuyTradeRequestData extends IProcessBaseTradeRequestDat
   
 export interface SchemeItem 
 {
+    /** Id of stack to take money from, is money tpl when Action is `SptInsure` */
     id: string
     count: number
 }
diff --git a/project/src/services/PaymentService.ts b/project/src/services/PaymentService.ts
index 09e022c6..bcbd826c 100644
--- a/project/src/services/PaymentService.ts
+++ b/project/src/services/PaymentService.ts
@@ -70,6 +70,16 @@ export class PaymentService
             }
         }
 
+        // Needs specific handling, add up currency amounts for insured items
+        if (request.Action === "SptInsure")
+        {
+            for (const index in request.scheme_items)
+            {
+                const currencyTpl = request.scheme_items[index].id;
+                currencyAmounts[currencyTpl] = (currencyAmounts[currencyTpl] || 0) + request.scheme_items[index].count;
+            }
+        }
+
         // Track the total amount of all currencies.
         let totalCurrencyAmount = 0;
 
@@ -81,6 +91,7 @@ export class PaymentService
 
             if (currencyAmount > 0)
             {
+                // Find money stacks in inventory and remove amount needed + update output object to inform client of changes
                 output = this.addPaymentToOutput(pmcData, currencyTpl, currencyAmount, sessionID, output);
 
                 // If there are warnings, exit early.
@@ -240,7 +251,7 @@ export class PaymentService
     }
 
     /**
-     * Remove currency from player stash/inventory
+     * Remove currency from player stash/inventory and update client object with changes
      * @param pmcData Player profile to find and remove currency from
      * @param currencyTpl Type of currency to pay
      * @param amountToPay money value to pay